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October 29, 2024When a hurricane strikes, the damage can be overwhelming. As hurricanes Helene and Milton fade, countless Florida families must rebuild their lives. Some will have to start from the ground up. Others are fortunate enough to still have their home, but they need repairs.
If you’re looking for a general contractor to help with hurricane repair or rebuilding, there are several steps to follow and red flags to avoid so you can trust that your home is in good hands. Cabinet Genies can partner with you and your contractor in Southwest Florida to ensure your home is restored beautifully and efficiently with the best materials.
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6 Steps When Considering a Contractor
As the name suggests, general contractors offer a variety of services in home maintenance, repair, and construction. Whether you need minor fixes or a new building altogether, it’s essential to work with a general contractor you can trust. Here are six steps to take when choosing a contractor.
1: Verify Licensing and Insurance
The first step in hiring a safe contractor is to verify their licensing and insurance. In Florida, contractors are required to have state or local licenses. Checking these requirements should be one of your first considerations for any contractor. Additionally, confirm that they have general liability insurance and worker’s compensation coverage. This protects you in case of accidents or damages during the repair process.
Most cities and counties in your area have a portal in which you can verify that the businesses you are working with are licensed and have their insurance up to date. You can also check the DBPR (Department of Business and Professional Regulation) website (myfloridalicense.com) that your contractor is licensed in the state and active.
2: Read Reviews and Research Their Track Record
Don’t hesitate to request references from past clients. A reputable contractor should be happy to provide them. Take the time to contact these references directly and inquire about their experiences. Online reviews can also be insightful; check platforms like Google, Yelp, and the Better Business Bureau (BBB) to gauge the contractor’s reputation.
You should also investigate the contractor’s history. Look for any lawsuits or complaints, and ensure they have a stable business presence—complete with an office, website, and social media profiles. A well-established contractor is less likely to disappear after the job is done.
3: Check Credentials
Credentials matter! Look for certifications from relevant associations, such as the National Association of Home Builders or your local contractors’ association. If your repair needs involve specific tasks—like electrical work or plumbing—ensure the contractor is certified to handle those jobs.
4: Ask About Local Experience
Choose contractors with experience in hurricane-affected areas. They are more likely to be familiar with local building codes and requirements, which can expedite the repair process and ensure compliance, protecting your home for the future. It’s also easier to verify the contractor’s background and reputation if they’re part of your local community.
5: Utilize Local Resources
Make use of local resources to find vetted contractors. Online platforms like the Better Business Bureau or contractor matching services can also help connect you with reputable contractors. You can also ask within your community to get local recommendations.
6: Get a Written Contract
Always insist on a detailed written contract. This document should outline materials, timelines, costs, and the scope of work. A clear start and end date is essential to keep both parties accountable.
Red Flags to Watch Out For
If a price seems too good to be true, it probably is. Additionally, ensure the contractor has a permanent business address and valid contact information. Here are a few more things to watch out for when selecting a general contractor.
High-Pressure Sales Tactics: A trustworthy contractor shouldn’t pressure you or use scare tactics to get your business. If you feel uncomfortable with their pushy, demanding communication or salesman techniques, that’s a valid red flag.
Out-of-Town Contractors: After a disaster, many out-of-town contractors flock to the area, which can be a red flag for potential scams. Stick with local professionals who have a vested interest in your community and are more likely to deliver quality service.
Asking for Upfront Payment: Be wary of contractors who request large deposits or cash upfront. Instead, suggest a payment plan that aligns with work completion milestones. This approach helps protect your investment and ensures that the work is progressing as promised.
What to Do If You Suspect Fraud
If you suspect fraudulent activity, take immediate action. Report it to local consumer protection offices or the attorney general’s office. You can file a complaint on the DBPR website. Document all interactions and save any contracts or agreements for reference.
Victims of fraud: If you have been the victim of fraud or financial mismanagement from your contractor, and don’t have the funds to hire an attorney, you have the option to work with the DBPR and file a claim using their Construction Recovery Fund. Florida homeowners have certain rights under Florida Law and may be eligible for the fund if they have suffered damages caused by the financial mismanagement of a licensed contractor. The fund is a last resort after all civil remedies have been exhausted.
Partner with Cabinet Genies to Rebuild Your Home, Better
At Cabinet Genies, we’re committed to helping our Southwest Florida community rebuild. While we don’t operate as general contractors, we offer high-quality materials and can collaborate with your contractor for a beautiful outcome. Our team can work closely with your contractors to seamlessly integrate premium cabinetry and countertops into your project.
By following these steps, you’ll be better equipped to find a trustworthy contractor to help restore your home after a hurricane. They can help you restore a safe, comfortable home, and we can help make it even better than before. Reach out to us at Cabinet Genies for expertise, support, and quality materials for your home renovation.